Financial Information

Your Insurance Works Here

Finding a dental office that accepts your insurance can feel like a full-time job. You check the back of your card, search your provider’s website, call around, and still end up with more questions than answers. At Ocean Breeze Implant Aesthetic Dentistry in Boynton Beach, we have made that search simpler. Our general dentist, Dr. Suarez, is in-network with several of the most widely used dental insurance plans in the area, so patients seeking general and preventive care can get the treatment they need without leaving money on the table.

Our practice also includes Dr. Nicholas Goetz, a fellowship-trained maxillofacial prosthodontist who operates on an out-of-network basis. Patients with PPO plans that include out-of-network benefits may still be eligible to receive reimbursement from their carrier for prosthodontic services. Learn more about our patient resources to see everything we have available to support your visit from start to finish.

Insurance We Accept

Our general dentist, Dr. Suarez, is in-network with some of the most recognized insurance providers in the country. Being in-network means the practice has agreed to negotiated rates with these carriers, which typically results in lower out-of-pocket costs for patients seeing Dr. Suarez for general and preventive care. According to the American Dental Association, adults with private dental insurance are more than three times as likely to visit the dentist as those without coverage, and we want to make sure nothing stands in the way of your care.

Dr. Suarez is currently in-network with MetLife, Delta Dental, Cigna, Aetna, and UnitedHealthcare. Please note that Dr. Goetz, our maxillofacial prosthodontist, is out-of-network with these plans. Patients with PPO plans may still be eligible to receive reimbursement for prosthodontic services — our team will clarify your benefits before your appointment. We handle the paperwork on our end, so you can focus on your smile.

Customized treatment plans designed around your specific needs and priorities
Diagnostic x-rays and procedures recommended based on clinical necessity
A strong focus on preventive care to help maintain your oral health and reduce the need for more complex treatments in the future
Evidence-based recommendations focused on achieving the best possible outcomes
Transparent pricing with clear explanations of all treatment costs before care begins

Before starting treatment, you will receive a detailed care plan outlining your recommended treatment, associated costs, and available payment options. Our team will take the time to answer your questions and ensure you feel informed and confident about your care.

For your convenience, we accept cash, checks, and all major credit cards.We also offer flexible financing options through trusted third-party providers to help make treatment more accessible

Flexible Dental Financing in Boynton Beach

At Ocean Breeze Implant Aesthetic Dentistry, we believe that financial concerns should not stand in the way of exceptional dental care. That is why we offer flexible financing options through trusted third-party providers, making it easier to fit your treatment into your budget.

We proudly partner with Cherry and Alphaeon Credit to provide qualified patients with convenient monthly payment plans. Depending on your approval, financing options may include low monthly payments or extended payment terms.

Whether you’re considering dental implants, cosmetic dentistry, full-mouth rehabilitation, or another treatment, our team will work with you to find a financing solution that meets your needs.

Our Financing Partners

Our knowledgeable team is happy to answer your questions, explain your financing options, and assist you with the application process during your visit.

Contact our office today to learn more about our financing options or to schedule your consultation.

What Does Being In-Network Mean for You?

For patients scheduling with Dr. Suarez, being in-network means the practice has a pre-negotiated fee agreement with your carrier. Covered services are billed at contracted rates rather than full listed fees, which lowers your out-of-pocket cost on eligible visits. Your insurer covers a predetermined portion of your treatment costs based on your plan, and you are responsible for any remaining balance after your benefits are applied.

Patients seeing Dr. Goetz for maxillofacial prosthodontic care should be aware that he operates on an out-of-network basis. If you have a PPO dental plan with out-of-network benefits, you may still be eligible to receive reimbursement directly from your insurance company. Our team will verify your coverage before your appointment, walk you through your estimated costs, and handle claims submission on your behalf so the process is as smooth as possible.

If you have a PPO dental plan with out-of-network benefits, you may still be eligible to receive reimbursement directly from your insurance company.

It is important to understand that dental insurance works differently than medical insurance:

Most dental plans have limited annual benefits, typically ranging from $1,000–$2,000 per year.
Coverage is often only a portion of the total cost of treatment.
Many plans include waiting periods, exclusions, frequency limitations, and other restrictions.
Dental insurance is designed primarily to assist with preventive and basic care—not to fully cover comprehensive treatment.

At Ocean Breeze Implant Aesthetic Dentistry, our treatment recommendations are based on your individual oral health needs, not insurance limitations or coverage restrictions.

For example, if a crown is recommended and the fee for treatment is $1,500, your insurance plan may provide $800 in benefits. We will assist with submitting your claim so you can receive the maximum reimbursement available under your plan. However, our priority remains providing the highest quality materials, techniques, and care recommended for your specific situation.

The Value of Preventive Dentistry

Quality dental care is an investment in your long-term health and overall well-being. By identifying and addressing dental concerns early, we can help you avoid more complex and costly treatments in the future. Preventive care today can help protect your smile and reduce the need for extensive dental work down the road.

Our patients appreciate that our recommendations are always based on their individual needs, goals, and best interests—not influenced by insurance limitations or financial incentives.

Get Started with Ocean Breeze Implant Aesthetic Dentistry

At Ocean Breeze Implant Aesthetic Dentistry, we combine advanced technology, evidence-based dentistry, and a commitment to exceptional patient care. We provide a personalized, respectful dental experience built on trust, transparency, and clinical excellence, with thoughtful recommendations, clear communication, and no hidden fees or surprises.

Contact our office today or complete our online form to schedule your consultation and take the next step toward achieving a healthy, confident smile.