Financial Information

Navigating the cost of dental care can feel overwhelming, especially when a treatment plan involves more than a routine cleaning. Between insurance terminology, coverage limits, and financing options, patients often aren’t sure where to start or what questions to ask before committing to care.

At Ocean Breeze Implant & Esthetic Dentistry, we want every patient to walk into treatment with a clear understanding of their financial options, whether that means using dental insurance or exploring a payment plan that fits their budget. Our Boynton Beach practice is home to two doctors with different approaches to patient billing, and we think transparency about that difference helps everyone make an informed decision. Dr. Nicholas Goetz, our maxillofacial prosthodontist, provides advanced restorative and esthetic care on a fee-for-service basis, while Dr. Suarez, our general dentist, is becoming in-network with several major insurance plans. Below, we walk through what each option means for you as a patient.

Understanding In-Network Coverage With Dr. Suarez

Insurance can be confusing, and we want our patients to feel confident about what their plan actually covers before they sit in the chair. Dr. Suarez, our general dentist, is working toward in-network status with MetLife, Delta Dental, Cigna, Aetna, and UnitedHealthcare, giving patients with these plans the ability to use their benefits directly at our office for general dentistry needs.

What Being In-Network Means for You

Being in-network means our practice has agreed to specific fee schedules with these insurance providers, which can help reduce your out-of-pocket costs for covered procedures. When you see Dr. Suarez for a dental checkup and exam, a cleaning, or another general dentistry service, our front office team can verify your specific benefits ahead of time so there are no surprises at checkout.

Every dental plan structures its coverage differently, even among patients who carry the same insurance company. Some plans place a low annual cap on how much they will pay each year, and according to the American Dental Association, many dental plan maximums have not kept pace with the cost of care for decades, meaning patients often reach their limit faster than they expect. Our team can help you understand where your plan falls so you know what to anticipate for routine visits and any recommended treatment.

Which Plans We Accept

We are proud to be building relationships with several widely used insurance carriers so more patients in Boynton Beach and the surrounding communities can access general dentistry care through their existing benefits. Dr. Suarez currently accepts the following plans, with additional carriers being added as credentialing continues:

If you don’t see your specific plan listed, we still encourage you to reach out, as our team is happy to check whether your coverage applies or discuss alternative options for your visit.

Fee-for-Service Care With Dr. Goetz

For patients seeking treatment from Dr. Goetz, our maxillofacial prosthodontic-trained dental professional, our practice operates on a fee-for-service basis rather than through insurance networks. This approach allows Dr. Goetz to focus entirely on delivering the most appropriate treatment plan for each patient’s needs, from single restorations to comprehensive full-mouth reconstruction, without the constraints that some insurance plans place on complex prosthodontic care.

Patients who carry dental insurance are not left without support. Our team files claims on your behalf and helps you pursue any reimbursement your out-of-network benefits allow. We ask that payment be made at the time of service, after which we submit the necessary paperwork so your insurance company can reimburse you directly according to your plan’s out-of-network provisions.

We understand that treatments like implant-supported dentures or full-mouth reconstruction represent a meaningful investment, which is why we also offer financing through Cherry and Alphaeon, in addition to CareCredit. These options allow patients to spread the cost of treatment into manageable monthly payments, giving more flexibility for those pursuing advanced prosthodontic or esthetic work.

Questions About Your Coverage or Payment Options

At Ocean Breeze Implant & Esthetic Dentistry, we know that reviewing insurance benefits and financing details can raise a lot of questions, and we would rather walk through them with you directly than leave you guessing. Whether you are considering a routine visit with Dr. Suarez or a more involved procedure with Dr. Goetz, our front office team is available to review your options and help you plan the most comfortable path forward financially.

To speak with our team about insurance verification, financing, or scheduling a consultation with either doctor, please fill out our contact form today. We look forward to helping you find a path to the care you need.